Our Services > Retirement Plans > Employees/Participants

Employees / Plan Participants

Most people value their company retirement plans, but they don't know how to maximize the benefit. As a result they contribute too little, allocate poorly, and often get confused.

In addition, between work, family, and other personal obligations, there's little time left to plan your future. And with the time that is available, thinking about your investment account is about as appealing as a root canal.

The good news is you're just like everyone else -- capable and intelligent, but time-starved when it comes to money and investing. That's where I-Pension can help. An I-Pension advisor can design, implement, and monitor an investment strategy that fits your needs today and can grow with you as your needs change. It's a simple and affordable approach to money management.

How I-Pension Works With You

Our approach is simple, flexible, and personal.

  • Simple: We'll ask you to complete an Investor Profile. This will help us to better understand your attitudes toward risk, your time horizon, and your overall financial picture.
  • Flexible: Our asset allocation models run the gamut from very conservative to highly aggressive. Based on your Investor Profile, we'll agree on which model is most appropriate for you. The asset allocation model will be continually monitored and adjusted as needed.
  • Personal: You will have a dedicated investment consultant to work with from start to finish. You can call whenever you want and always speak to the same person. And if we don't hear from you, we'll call on a regular basis to update you on your portfolio and answer any questions.

It's our version of the Golden Rule: we work with clients the way we would want our own advisors to work with us.

Employee Benefits:

  • Professional money management
  • Low cost
  • Confidence to save more
  • Personal investment advisor -- you'll talk with the same advisor every time you call

Costs / Fees

The following is a summary of how we charge for our retirement plan services. Click here to see our full fee schedule.

  • $1.00 a day for accounts over $40,000 in value ($365.00 / year).
  • $0.50 a day for accounts under $40,000 in value ($182.50 / year).

Ready to Sign Up?

You can get started working with I-Pension in three ways: