Invest Today for Income Tomorrow.

I-Pension LLC is a registered investment advisor dedicated to helping middle-income working Americans optimize their savings during their working years and maximize their income stream during retirement. Despite having no minimum account size, we provide the same services that wealthy people receive – a holistic financial plan, a personalized investment strategy, and a dedicated advisor.

The I-Pension Difference

Whereas most of our competitors focus on web-based tools, I-Pension focuses on personal relationships. We do not provide cookie-cutter guidance or an anonymous call center. Instead, we provide a one-on-one relationship with a dedicated investment advisor who understands the client's total financial situation.

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Our Fees

I-Pension is proud of our affordable fee structure, so we don't bury it in the fine print.

Employer-Sponsored Accounts
$1/day for accounts over $40,000
$.50/day for accounts under $40,000

Investment Accounts
1.0% annually using low-cost investment options

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Investment Approach

We openly communicate our Investment Methodology to take the mystery out of our process. There is no "black box" or "special sauce." We believe in the power of diversification, low-cost investments, and prudent risk management.

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Investor Resources

While a little knowledge is indeed a dangerous thing, experts often throw so much information at us that nothing sticks. The I-Pension approach is to simplify complex concepts into bite-size chunks that can be understood and retained. Check out our learning library, investor tools, videos, and other resources.

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Your Nest Egg Game Plan

Coauthored by I-Pension President, Phil Fragasso, Your Nest Egg Game Plan provides an easy-to-implement framework to design an investment strategy that will provide the benefits of a traditional pension plan while offering the flexibility that retirees and pre-retirees demand. Amazon.com